— Private Credit · Debt Advisory · Mid-Market
Debt capital, structured for the mid-market.
Scott Townsley is an investment director and senior debt advisory professional, with 25+ years across private credit, leveraged and acquisition finance, and debt capital markets. He partners with mid-market businesses and their boards to raise, structure and manage capital — from growth funding to complex, event-driven situations.
~$30bn
Capital deployed across a career
25+ yrs
In debt & investment markets
35+
Transactions led & executed
EMEA & APAC
Across leading institutions
— How Scott helps
A commercial partner across the full debt spectrum.
Not a lender and not a broker — an experienced principal who sits on your side of the table and helps you secure capital that actually gets done, and gets repaid.
01
Raise the right debt
Senior, unitranche, mezzanine, high-yield or bespoke — matching the structure to the business and its plan, not forcing the business to fit the product.
02
Structure for control & resilience
Covenants, security and exit optionality designed to protect value and give you genuine influence over outcomes when conditions turn.
03
Navigate complexity
Event-driven situations, recapitalisations, restructurings and distressed credit — handled with discretion, from strategy through to execution.
04
Board-level capital counsel
Executive and non-executive guidance on capital structure, governance and funding strategy across the full business lifecycle.
— The point of view
A debt investors mindset.
Scott’s approach is shaped by where he has spent a career operating; across the sub-investment, grade unlisted , mid-market, from senior secured, asset-backed, and cashflow lending structures
Strong outcomes are built at origination: backing businesses that genuinely perform, structuring for influence, identifying realisable security where it exists, always with the discipline to walk away from deals that don’t meet the bar.
“Optionality is the enemy of a stuck position.”
Scott operates here
Where capital sits in the structure shapes how reliably it gets repaid.
— Insights
Practitioner perspective on private credit.
Writing on mid-market lending, fund performance and the realities of getting capital done — from someone who originates and structures the deals.
— Experience across
Leading institutions in global credit.
Considering your next capital decision?
Considering your next capital decision? Whether you’re raising debt, weighing a financing option or navigating a complex situation, it’s worth a conversation.